House of Multiple Occupancy

HMO is a specialist field for us, we can help you to secure property finance for HMOs. Whether you’re looking to purchase your first HMO, remortgage multiple properties or release equity in one or more properties – our expert team will guide you through the process.

The definition of a HMO differs significantly between lenders so it is crucial that you seek advice from a qualified adviser who has in-depth  knowledge of the marketplace,  including individual lenders’ criteria.

Our expert team of advisors can structure all types of arrangements, from purpose built student accommodation, converted houses to individual flats with shared facilities. As we are whole of market advisors we can access every lender in the marketplace, including exclusive products, to ensure you get the best deal.

We are here to help, just some reasons why you might want to use our expert team

  • You simply want a better rate
  • Limited Company HMO maybe a better option for you
  • Look for a lender with No minimum personal income required
  • You are purchasing a ex local authority property or high-rise flats
  • You need to secure funds for home improvements, to consolidate debt or for any other legal purpose
  • You have some current or historic adverse credit
  • You have already been turned away by high street lenders
  • You are concerned interest rates may increase so want a fixed rate mortgage
  • You want to switch from an interest-only to a repayment mortgage